Car Insurance - Insurer wants to write-off vehicle

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Your policy and the documents you have that explain that policy contain all the provisions under which you may make a claim, and each claim carries its own burden of proof.  Your insurer is obligated to restore the vehicle to the same condition it was in at the time of the damage or accident. However, if the cost to repair your vehicle is greater than the book value of the vehicle, your insurance company will always opt to pay the book value and inform you the car is a write-off.  The official source of this value is known as the Canadian Red Book and is the industry standard for car valuation. A variety of factors are considered for the valuation. Mileage, age of the car, condition prior to new damage. Often, people are shocked by the depreciated value of the vehicle. All insurers offer optional coverage that will guarantee replacement value, but you will have to check if you have this coverage.  If you are not happy with the valuation, you can dispute it. We suggest you do so by opening a case right here on Resolver, asking your insurer to reconsider the valuation.

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Helping you with Insurer wants to write-off vehicle

Resolver covers the issue Insurer Wants To Write Off Vehicle for 8 companies and organisations: